Rock Ridge Insurance Company is an admitted program specialist insurance company that does more than simply provide reinsurance companies access to primary US insurance risks. We provide program management services to help our partners stay informed about the performance of the program, as well as ongoing monitoring and auditing of the underwriting and claims handling.
- Program due diligence
- Review and consultation on program underwriting guidelines
- Management of underwriting referral thresholds and claims authority limits
- Ongoing monitoring of underwriting and claims and monthly feedback on observations
- Data-to-cash reconciliations
- Claims imprest account management
- Program performance metrics and analysis, reported monthly
- Underwriting, claims, and financial audits
- Actuarial modeling analytics
Other benefits and services Rock Ridge Insurance Company provides include:
- Market Introductions: For our new and current clients, we are happy to assist your broker with introductions to general agents producing business for which you have an appetite.
- Assume Operational Risks: Rock Ridge Insurance Company can assume some operational risks that are typically passed to the reinsurers by fronting companies.
- Data Archiving and Reporting: We have high standards for premium and claims data reporting, which ensure we can provide accurate performance reports to support our partners.
- Regulatory Research: We can research new product concepts, regulations for new jurisdictions for an existing program, or change of structure for a program.
- Claims TPA Referrals: We are glad to recommend claims TPAs we have worked with and have found provide excellent services.