Rock Ridge Insurance Company provides general agents and underwriters with access to new markets with varied risk appetites and tremendous capacity. Utilizing a Rock Ridge Insurance Company and our reinsurance partners offer many benefits:
- Decreases dependency on a direct writing program carrier
- Increased capacity - reduce overall program premium limitations
- Broad geographic availability and appetite (states)
- Lines of business - expansion into correlated coverages
- Increased limits - reinsurance markets often have appetite for higher limits
Other benefits and services Rock Ridge Insurance Company provides include:
- Flexible Data Formats: We have the ability to accept most formats, data segmentation, just so long as it includes all of the data elements and transactional detail we need.
- Access to ISO/ISO Net and other rating agencies: Our participation with ISO often allows us to extend access to ISO and ISO Net resources to our agencies, for free or reduced cost.
- Data Archiving and Reporting: Complete program extracts are available to our current clients at no charge. Custom formats, reports, and analysis are available as well.
- Due Diligence Packages: The due diligence information we collect and store on each program is available to our current clients for other purposes, such as courting a new market for expansion of a program or adding a new product set.
- Regulatory Research: We can research new product concepts, new jurisdictions for an existing program, or change of structure for a program for no additional cost.
- Filings Research: We can assist in locating competitive filings for your agency to build new products, research competitor's offerings, or determine trends or recent activity.
- Market Introductions: For our new and current clients, we are happy to assist your broker with introductions to reinsurance markets we believe have appetite for the program. We can also provide introductions to companies that specialize in captive creation and management for agency risk sharing opportunities.
- Claims TPA Referrals: As needed, we are happy to recommend claims TPAs with applicable expertise.